I have been a Registered Representative since 2004. I have been a CERTIFIED FINANCIAL PLANNER™ practitioner since 2006. I have voluntarily agreed to meet rigorous education, examination and experience standards required of CFP® certificants. I participate in ongoing professional education. And, I strive to follow a strict code of professional ethics and standards of practice. The standards I adhere to are promulgated and enforced by Certified Financial Planner Board of Standards Inc. CFP Board refers to these standards as “the 4Es.”
- Education. I completed an education requirement to demonstrate to CFP Board that I have the theoretical and practical financial planning knowledge to practice personal financial planning. In addition, every two years, I complete a minimum of 30 hours of continuing education to stay current with developments in the field.
- Examination. I passed a 10 hour exam administered by CFP Board to test my understanding of the financial planning process, tax planning, employee benefits, retirement planning, estate planning, investment management and insurance.
- Experience. Before earning the CFP(R) certification, I fulfilled a minimum of three years’ experience in the financial planning process.
- Ethics. I agree to abide by CFP Board’s “Code of Ethics and Professional Responsibility.” The “Code of Ethics” requires CFP(R) certificants to act fairly and diligently, with integrity and objectivity, when providing financial planning services to clients. I also have agreed to submit to background checks by CFP Board and have agreed to disclose any investigation or legal proceedings related to my professional or business conduct.