Insurance Options

Insurance can be an important component of your overall financial strategy. While its primary purpose is often protection, insurance coverage can offer additional benefits:

• Cash to your estate to pay debts, taxes or other expenses
  
• Legacy/wealth transfer strategies
  
• Asset accumulation and distribution strategies
  

Protection and Legacy Transfer

• Term and Permanent Life Insurance – can provide for basic insurance protection, debt consolidation, mortgage cancellation, college funding and family income needs. READ MORE about life insurance options
  
• Long-term care insurance – can help defray health care costs not covered by Medicare. READ MORE about long-term care insurance
  
• Medicare supplemental insurance – is designed to provide for an increase in the deductibles and co-insurance payments required each year in Medicare plans.
  
• Disability income insurance – can be used to replace income due to a disabling accident, health issue or mental incapacity.
  
• Group life and disability – can provide employee life and disability insurance coverage for your business.
  

When you work with a Legend Group Financial Professional, you have access to a large selection of fixed and variable annuities from a variety of nationally recognized insurance companies. Your advisor can help you make appropriate choices that reflect your investment objectives.