Insurance Options
Insurance can be an important component of your overall financial strategy. While its primary purpose is often protection, insurance coverage can offer additional benefits:
- Cash to your estate to pay debts, taxes or other expenses
- Legacy/wealth transfer strategies
- Asset accumulation and distribution strategies
As you seek to build financial security for yourself and your family, you may want to consider the following options:
Protection and Legacy Transfer
- Term and Permanent Life Insurance – can provide for basic insurance protection, debt consolidation, mortgage cancellation, college funding and family income needs. READ MORE about life insurance options
- Long-term care insurance – can help defray health care costs not covered by Medicare. READ MORE about long-term care insurance
- Medicare supplemental insurance – is designed to provide for an increase in the deductibles and co-insurance payments required each year in Medicare plans.
- Disability income insurance – can be used to replace income due to a disabling accident, health issue or mental incapacity.
- Group life and disability – can provide employee life and disability insurance coverage for your business.
FIXED AND VARIABLE ANNUITIES
When you work with a Legend Group Financial Professional, you have access to a large selection of fixed and variable annuities from a variety of nationally recognized insurance companies. Your advisor can help you make appropriate choices that reflect your investment objectives.